![]() or you begin the switching process after 17 July 2023.you’ve received cashback for switching to Lloyds Bank or Halifax Bank since April 2020.you’re switching to any other Lloyds Bank current account other than a new Club Lloyds account, Club Lloyds Silver account or Club Platinum account.You won’t qualify for the switching bonus or other benefits if: ![]() Find out more: how to switch your bank account.Lloyds says you must use the Current Account Switch Service to transfer and close your existing account held with another bank. The bonus is paid within three working days of the switch completing. You must have started the switching process by 17 July 2023 to get the bonus, which can be completed within seven working days. Find out more: best packaged bank accounts. ![]() If you don't mind paying a fee for your account, Club Lloyds Silver and Club Lloyds Platinum offer additional travel, mobile and breakdown cover perks. There’s a £3 fee for maintaining any of the Club Lloyds accounts (in addition to the packaged account fee), but it will be refunded each month if you pay in £2,000 or more. You can also get access to Everyday Offers, which provides cashback when shopping at certain retailers and access to ‘preferential’ rates on Lloyds Bank saving accounts such as the Club Lloyds Monthly Saver which pays 6.25% AER. The account pays 1.5% AER (1.49% gross per annum) variable credit interest on balances between £1 and £3,999.99 and 3% AER (2.96% gross per annum) variable credit interest on any part of your balance between £4,000 and £5,000, when you pay out two different direct debits from a Club Lloyds account each month. At the moment that includes a 12-month Disney Plus subscription, six cinema tickets or an annual magazine subscription. The £150 bonus is available to new customers switching a Club Lloyds account, which includes the fee-free Classic as well the Silver (£10 a month) and Platinum (£21 a month) packaged accounts.Īll Club Lloyds accounts come with the option to pick one lifestyle benefit a year. Your data will be processed in accordance with our Privacy policy What does a Club Lloyds current account include? This newsletter delivers free money-related content, along with other information about Which? Group products and services.
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